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Budget and loans

The real number, in both currencies.

Tuition, fees, deposits, loans, rent, and the first-month spike — tracked with decimal-safe arithmetic and shown in the currency you think in alongside the one you'll spend in.

Decimal-safe by construction

Every sum runs in integer minor units. No floating-point drift quietly turning ₹1,53,200 into something almost right.

Loans and fees, not just spending

Disbursement dates, repayment start, education payments, and outstanding balances sit alongside day-to-day expenses.

First-month modelling

Deposits, setup costs, and the gap before your first stipend are shown as a spike, because that is what they are.


What this does not do

  • Arrival is not a licensed financial adviser and does not recommend loans, lenders, or products.
  • Arrival does not quote exchange rates. The second currency converts at the rate you enter yourself, labelled with the date you entered it.

Try it with your own dates.